Your money gets recorded in a conversation. The whole picture sits on one screen.

No, and no such connection exists. There is no account access, no credentials handed over and no automated reading of your bank's site. Data arrives in two ways only: you record it in the app, or you tell Sapir in the chat. It is a choice with a clear cost. You never hand over bank credentials, and in exchange nothing records itself.

By your session, and that is the whole identification. Sapir is a chat - inside Prosperiu on a computer, and in her own app on the phone -, and the conversation runs on the account you are signed in to, so a message can never be written into someone else's cash flow. No phone number is collected at all: you sign up with an email, a password and a name, and that is it. Someone else's flow opens for you only if you were invited to it and accepted, with viewing access or full edit access, and the share can be revoked at any moment.

Record an expense or income, several items in one message included, add a standing item such as a subscription or a recurring payment, move money between your own accounts, open an account, credit cards, loans, savings and investment accounts among them, set budgets and goals, correct or delete an entry, answer any question about your own numbers, and explain every screen of the app. She reads only from live data and never invents a figure, and before anything that moves money she shows what is about to happen and waits for your confirmation. Your account settings she does not touch, with a single exception: if you never chose how she should address you and she asked in the chat, your answer is saved as the default. A choice already made in settings is never overridden from the chat.

Like Messenger beside Facebook: Prosperiu holds the full screens, and Sapir is the chat app beside it, on exactly the same account. You install her once from the phone, on Android with a real install button and on iPhone through the share sheet and Add to Home Screen, sign in with the same account, and get only the chats and the reports. On a computer there is nothing to install: Sapir is built into the app itself, as a centered, full screen conversation.

No. The report is off by default, and nothing is sent until you ask for it. Whoever wants it turns it on and picks daily, weekly or monthly, and the hour it arrives, Israel time. It lands in a permanent reports chat, a thread that is read only and keeps the history, and if you enabled notifications, one tells you when it arrives. You can switch it back off at any moment, and your preferences are kept in case you return.

Two things, and only if you chose them: the scheduled report, at the frequency and hour you set, and Sapir's replies. Both arrive as real notifications on your phone or computer even while the app is closed. Enabling them is a choice made per device, a test notification button lets you check it works, and on iPhone notifications work only in the app installed to the home screen. You can turn them off at any moment from the browser or device settings.

There is a real free plan with one account, one card and one goal, plus five questions for Sapir. Those five are one time and do not renew monthly, which is also stated on the plans page. The four paid plans start at 29 ILS a month, and what changes between them is how many accounts of each type, how many Sapir questions, and how often the report arrives. Payment is by bank transfer only: there is no card field in the app, no automatic billing, and you can stop at any moment with no cancellation fee.

Each user sees only their own data, and the separation is enforced in the database rather than just in the interface. Another user is exposed to your data only if you invited them to share a flow and they accepted, and you can revoke that at any time. Afik, who runs the service, can access the data in order to operate and support it, and receives an encrypted daily backup. We do not sell your data and we do not use advertising or tracking cookies. The full detail is in the privacy policy.

Not at the moment. There is no export to a file and no import of a file from a bank or card issuer. That is a real limitation and we would rather say it here than surprise you after you have entered a full month.

Yes, with viewing access or full edit access, without sharing a password. You can change the permission or revoke the share at any time, and switch between your own flow and one shared with you. The same permission holds in the chat with Sapir: viewing access can ask and read, but cannot record or change anything.

30, including the shekel, dollar, euro and pound. Balances convert at the current rate, while a transaction that already happened keeps the rate of the day it occurred, so history does not drift with the market. A currency with no rate in the system simply cannot be selected, so you are never shown a number we cannot back.

Yes. It is a web app that adapts to every screen size. Prosperiu installs to your home screen from the browser, and Sapir installs on the phone as a separate app of her own. Both open like apps, and app store versions are on the way.

No. The research page shows market data, filings and metrics, with no buy or sell recommendations. Sapir too keeps records and gives general information only: she gives no investment advice and no recommendation, as Israeli law requires. No order can be placed through the app and it is not connected to a broker.